State takes first step toward improving auto insurance verification system

State takes first step toward improving auto insurance verification system

OKLAHOMA CITY – The Oklahoma Office of Management and Enterprise Services (OMES) has awarded a contract for the new Oklahoma Compulsory Insurance Verification System (OCIVS). The new system, hosted by MV Solutions, Inc., will be overseen by the Oklahoma Insurance Department (OID). The current system has been managed by the Department of Public Safety (DPS). Senate Bill 115, passed in 2017, transferred authority of the system from DPS to OID.

GNP App

“This will go a long way toward solving Oklahoma’s uninsured driver problem,” said Oklahoma Insurance Commissioner John D. Doak. “This brings us one step closer to creating a real-time, reliable database for law enforcement officers, court clerks, district attorneys and tag agents to verify auto insurance coverage. Those trying to drive without insurance are about to get a rude awakening.”

Commissioner Doak will notify all private passenger auto insurance companies in Oklahoma they are required to participate in OCIVS using a web service that allows access to the insurer’s real-time book of business. The previous system allowed companies to upload data on a weekly or monthly basis, making it difficult for OCIVS users to access current policy information.

Sen. Ron Sharp, R-Shawnee, was the principal Senate author of SB 115.

“Oklahoma has one of the highest rates of uninsured drivers in the nation,” said Sharp. “We have to change that. A better verification system can make a big difference. OID has the resources and regulatory authority to ensure compliance and manage the system efficiently.”

SB 115 was coauthored by Rep. Lewis Moore, R-Arcadia.

“Our state’s high number of uninsured drivers leads to higher premiums for everyone,” said Moore. “Once people realize this database is accurate and updating in real time, they’ll be much more likely to keep their auto insurance current instead of risking a costly fine.”

The new law authorizes the insurance commissioner to initiate an administrative proceeding against an insurance company that is not providing vehicle insurance policy information to the online verification system. It also allows for license plate numbers to be used for verification.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.