Target saying goodbye to personal checks in payment overhaul

In a significant shift for shoppers, Target is phasing out the acceptance of personal checks at its stores. Starting July 15, the Minnesota-based retail giant will no longer accept personal checks as a form of payment.

“Extremely low volumes” of personal check usage prompted this decision, the spokesperson explained, adding that Target has taken “several measures” to inform customers ahead of the change. This policy update will be implemented just days after the conclusion of Target’s highly anticipated Circle Week event.

Despite the removal of personal checks, Target continues to offer a variety of payment options. Customers can use Target Circle Cards, cash, digital wallets, SNAP/EBT, credit and debit cards, and buy now-pay later services.

This latest move follows a series of recent adjustments at Target. In March, the retailer introduced a 10-item limit for self-checkout users. The company recently reduced the threshold for stopping shoplifters from $100 to $50.

Target’s chief financial officer, Michael Fiddelke, highlighted to investors last fall that shoplifting remains a “significant financial headwind” for the company.

As Target continues to adapt to evolving shopping trends and challenges, discontinuing personal checks marks another step in streamlining its operations and enhancing security.


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